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IDC Benefits
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IDC offers our employees a comprehensive benefits package effective on their first day of employment. The information below is a summary of the benefits available. As you go through the recruitment process please ask your Human Resources representative for more information or clarification on any of the benefits noted below.

Contents
Benefits Quick Links:
  Health Care | Flexible Spending Account | Leaves of Absence & Disability | Life Insurance | Retirement Plans | Paid Time Off & Holidays | Work/life Balance | Tuition Reimbursement & Career Development | Perks @ Work
Regional Benefits:
  Asia/Pacific
Health Care
IDC offers its employees a healthcare program that protects them with sound medical, dental, vision and prescriptive benefits. This coverage is designed to provide protection for you and your family when care is needed. Healthcare choices include a PPO option as well as several HMO options depending on your home state.
   
Cigna HealthCare (PPO/OAP)
CIGNA HealthCare's plan is a plan of choice. It offers employees a comprehensive nationwide network of physicians and hospitals to visit without referrals. Benefits are maximized within network but coverage is also available out-of-network. Premiums are cost-shared with the employer. Bi-weekly contributions for full-time employees range from $60 for single coverage to $204 for family coverage. Pharmacy and mail-order prescription coverage is also available.
HMO Options
IDC offers four HMO plans to its Massachusetts and California employees. Under an HMO, employees choose a primary care physician to coordinate their care through the HMO network. Coverage is available through Tufts Health Plan, Fallon Health Care, Harvard Pilgrim Health Care and Kaiser Permanente. Premiums are cost-shared with the employer. Bi-weekly contributions for full-time employees range from $56 for single coverage to $329 for family coverage.
Cigna Dental (PPO)
Cigna's dental plan is designed to help employees and their families maintain good dental health through routine preventive measures and to assist them with dental expenses that fall under basic and major care as well as orthodontia. Coverage is based on negotiated network rates and reasonable and customary out-of-network rates. Dental premiums are included in the cost of medical premiums. Dental-only coverage is also available.
Vision Service Plan (VSP)
Vision Service Plan (VSP) provides a comprehensive eye care program to participants and covered dependents of IDC's health plans (PPA & HMO). The vision plan provides coverage for one eye exam every 12 months, contact lenses and frames every 12 months and discounts on certain cosmetic or elective eyewear options. Vision premiums are included in the cost of medical premiums.
Spousal Equivalent Coverage
IDC extends its health care offerings to qualified domestic partners of all health plan participants. Premiums are cost-shared with the employer and are subject to IRS plan guidelines.
Flexible Spending Account (FSA)
A Flexible Spending Account is an account to which employees may contribute pre-tax dollars to pay for medical and/or dependent care expenses that are not covered under the provisions of the current benefit plan. IDC offers two types of accounts, Medical and Dependent Care.
   
Medical Flexible Spending Account (MFSA)
This program allows employees to set aside up to $2,500 per calendar year on a pre-tax basis to pay for health care expenses that do not fall under the provisions of the medical, dental and vision plans. Elections are made once a year for the following calendar year.
Dependent Care Reimbursement Account (DCRA)
This program allows employees to set aside a combined household maximum of $5,000 per calendar year on a pre-tax basis to pay for dependent care expenses for qualified dependents. Elections are made once a year for the following calendar year.
Leaves of Absence & Disability
IDC understands that events occur in employees' lives that require them to be away from work for a period of time - sometimes unexpectedly. Because of this we offer comprehensive leave of absence and disability programs to protect our employees, both medically and financially, when an event like this occurs in their lives.
   
Short-Term Disability
Short-term disability coverage provides up to 13 weeks of salary and benefit continuation for employees who are away from work for three or more consecutive days due to an accident or illness. Certification from the attending physician is required to be eligible for this coverage. Salary continuation is based on an employee's length of service and ranges from 0% - 100% of the employee's pre-disability earnings (base pay only).
Maternity Leave
IDC's maternity leave policy provides new mothers up to 13 weeks of paid leave with benefit continuation to care for their newborn child. Salary continuation is based on an employee's length of service and ranges from 0% - 100% of the employee's pre-disability earnings (base pay only).
New Parenting Leave
The new parenting leave provides new parents one week of paid leave at 100% of base salary to be taken during the first 90 days following the birth or adoption of a child. New mothers may use this week at the end of their maternity leave to receive 100% pay for their final week of leave. New fathers may use this week anytime during the 90-day period.

Adoption Leave & Assistance
IDC provides employees who are the primary caregiver of a newly adopted child(ren) up to four weeks of paid leave to care for their new child(ren). This leave must be taken within the first 90 days following the placement. Salary continuation for this leave is based on the same schedule as the short-term disability and maternity leave policies.

IDG and IDC provide reimbursement to all regular full-time and part-time employees for adoption-related expenses. The amount of reimbursement is up to $4,000 per event to a combined lifetime maximum of $10,000.

FMLA
IDC employees who have been employed for at least one year are able to take time off to care for their newborn child, their adopted or foster child, a seriously ill family member or themselves. Employees may take up to 12 weeks of job-protected leave in a 12-month period.
Bereavement Leave
Employees may take up to three working days with full pay as bereavement leave if they experience a death in their immediate family.
Military Leave
All IDC employees who are voluntarily or involuntarily called to serve in the United States uniformed services (including active duty and inactive duty training) are granted certain benefit and reemployment rights. Employees may receive paid leave and benefit continuation for up to 13 weeks during a military leave. Pay is coordinated with military pay from the government.
Long Term Disability
IDC provides a long term disability benefit to its employees through Guardian Life Insurance Company. Employees are eligible to apply for long term disability coverage once they have exhausted the short-term disability benefit. If approved, this benefit provides 60% of base pay earnings to a maximum of $10,000 per month.
Life Insurance
IDC offers our employees a comprehensive life insurance program to protect their financial resources and their families' future from life's uncertainties. We offer basic life insurance, AD&D and supplemental life insurance for our employees and their spouses and/or children.
   
Basic Group Term Life
IDC's life insurance plan through Standard Insurance provides employees coverage equal to two times their base salary to a maximum of $300,000. Coverage is effective on the first day of employment and is funded by IDC.
Accidental Death and Dismemberment Insurance (AD&D)
IDC's AD&D insurance pays additional benefits to the beneficiary(ies) of the employee if the employee dies as a direct result of an accident. It also provides benefits if, as a result of an accidental injury, the employee loses the use of an eye, hand, foot or any combination. The benefit is equal to one times the employee's current base salary to a maximum of $300,000.
Supplemental Life Insurance
Employees may purchase supplemental life insurance for themselves in increments of $10,000 to a maximum of $500,000. Coverage is also available for the employee's spouse and/or child(ren). The cost of coverage is based on the employee's age and is taken as a payroll deduction.
Retirement Plans
IDC helps our employees plan for a financially secure future and a comfortable retirement through the 401(k) Plan.
   
401(k) Plan
All IDC employees are eligible to participate in the 401(k) plan offered through ING Retirement Plans. Employees may contribute up to 15%-25% of their total compensation to the IRS maximum. Traditional and Roth 401(k) Plans are available. Additionally, participants aged 50 and over are able to contribute an additional dollar amount as a "catch-up" contribution. IDC offers a discretionary match on 50% of the first 4% contributed to the plan. Loans are available from this plan.
Paid Time Off and Holidays
Everyone could use a little rest and relaxation. Our employees work hard so we give them what they need to play hard through our generous paid time off program and holiday schedule.
   
Paid Time Off
Paid Time Off (PTO) is a bank of paid time for employees to use for personal, sick and vacation purposes. Employees accrue PTO on a bi-weekly basis. The accrual rate is based on years of service and scheduled hours. Regular full-time first year employees are eligible to accrue 18 PTO days.
Holidays
IDC offers employees 11 paid holidays each calendar year.
Work/Life Balance
IDG and IDC provide work/life balance programs for the health and well-being of our employees and their families. The programs are free and are designed to help employees balance the many demands of their work and personal lives.
   
Employee Assistance Program (EAP)
The EAP offers employees confidential, short-term counseling and resources and referrals for their work/life balance issues. The program addresses such issues as career development, emotional issues, grief and loss, relationship problems, job stress, child and elder care needs, legal issues, financial concerns and nutritional assistance.
Resources-On-Call(ROC)
IDC provides a free virtual concierge service to employees and their family members. This referral service is designed to help save time and manage life outside the workplace by helping locate programs and services, such as, finding hard to get theater or ball game tickets, landscapers, pet sitters, financial planners, child or elder care referrals, and much more.
Career Development
IDC encourages employees to develop their skills to become more effective on the job and to increase their potential for career growth within the company. We offer many on-site courses and programs to assist our employees with their career goals.
   

IDC and IDG offer many comprehensive career development programs. Please visit IDC Culture to learn more about the programs available to our employees.
Perks @ Work
It's the little extras that make a big difference. IDC offers our employees many benefits that take them the extra mile. Benefits listed below may be dependent on work location.
   
 
  • Discounted Homeowners, Renters and Auto Insurance
  • On-Site Dry Cleaning, Laundry and Alterations
  • Employee Referral Program
  • Discounted Auto Service
  • Summertime Early Release Fridays
  • Athletic Team Subsidy

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